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Mistakes Buyer Always Make

Singapore Property Realtor website provide the Mistakes of Buyer’s always make:

1. Buy on payment rather than price: Most of us live on a monthly budget, and we all have an idea of how much we would like our car payments to be. But if you negotiate based on payment amount rather than total price, you will probably end up paying too much; even though you might meet your monthly payment goal. Remember, any amount divided by the right number of months can equal your desired payment amount.

2. Don't research target price: Would you know a good deal if you saw one? Some car salesperson use this line to try and make you commit to a buying price.

3. Involve trade-in too early. I can't emphasize enough...negotiate the price of the new car before you involve your trade-in. It's easy to get confused because of the trade-in allowance game most dealers play.

4. Don't know trade-in value. If you sold your car private sale, you would have to set a price. Perhaps you would look in the newspaper to see what similar cars were sold for an idea of price.

5. Give bad first impression to trade-in appraiser: Remember that you are selling your old car to the dealer. If you bring it in filthy and full of trash and other junk, the appraiser will assume you put a low value on your own car.

6. Don't shop interest rates. For some reason many people don't consider the cost of financing a car 'real money' because you often don't see it. As long as the payment fits one’s budget, the finance rate is often overlooked.

7. Reveal hot buttons: Buying a car is an emotional experience and sometime our own emotions get in the way of making good decisions and sticking to our plans. Salespeople use your emotions to help them make the sale, so don't help them by revealing your 'hot buttons'.

8. No down payment: People are used to no money down or just trading-in. Unless you own your trade-in outright. Any amount is better than nothing. Borrowing money is very expensive.

9. Wind up 'upside down: This is more of a situation that you find yourself in rather than a mistake, and it is very common. There are, however, things you can do to avoid finding yourself upside-down. First, always make a down payment when you buy.

10. Get clobbered by the 'back-end: Dealers refer to the money they make after the sale as the back-end. Items such as financing, insurance, warranties and other add-ons are areas where dealers make money.

11. Working with more than one agent

12. Not signing a Buyer Broker contract with their agent.

13. Not getting pre-approved by a lender before looking for a house.

14. Losing the house of their dreams because they had to think it over.

15. Not listening to their agent about the offer they should make.

16. Not having a Home Inspection done during the inspection period.

17. Not reading and understanding the terms of the offer being made.

18. Not getting written estimates of closing costs from your lender and agent



(+65) 91002985

Fax: (+65) 64021826 ( email me )

CEA Registration Number : R021232Z

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Mindy Yong
Tel: (+65) 91002985
Fax: (+65) 64021826
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