Singapore Property Realtor website provide the Mistake Investor that always make :
1. Timing the market.
We'd all love to get out of the stock market at the top and in at the bottom, but academic studies have long shown that the market timing is almost always futile.
It rarely pays to sell when everyone else does. As a mutual fund shareholder, you would have sold at the fund's price by the end of the day.
3. Using high-cost funds.
It's bad enough to lose money in a bear market, but the more you pay your fund company, the more money you'll lose once the market turns south.
4. Turning to bear funds.
Some funds are designed to rise when the stock market falls, which is beneficial in a bear market.
It's discouraging to lose money, but the biggest single factor in your success as an investor is how much you save but not how much returns the stock market gives you.
6.Treating Investments like a Part-Time Job – Not in a business like manner.
A business plan that covers both the short and the long term
Quantifiable goals against which to measure results
A strategy for attaining your goals
The right professionals to do the job
7.Not Having an Asset Allocation Strategy
Look at several investment scenarios and evaluate how well each mix fits your needs, depending on your:
Tolerance for Risk
Expectations for Return
8.Trying to Time the Market
“A Study of Economics usually Reveals that the Best Time to Buy Anything is Last Year”
9. Letting Emotions Drive Investment Decisions
There are only two emotions on Wall Street; Fear and Greed
10. Ignoring the Biggest Risk of All
Ask investors to name their biggest investment risk and most will tell you it’s the chance of losing principal. Loss of principal isn’t the biggest risk. Underestimate how much income we will need.
Forget how long our money might have to last
Assume we will stay healthy
11.Expecting any Manager’s Investment Approach to Work all the Time
In comparison to growth managers, value managers don’t experience the same highs, but typically do much better during down markets. No one style offers a clear performance advantage
Styles work in extended, unpredictable cycles
Style usually determines short-term performance
12.Hiring Managers Solely by the Numbers
If you heed the typical mistakes of small investors, you’ll never hire a manager based on numbers alone because there is a better way:
Decide what investment style you’re looking for
Look at past performance of managers who adhere to that style
For managers on the short list, insist on a long-term record
Research the qualitative factors that shape future performance
13.Getting Caught up in the Relative Performance Game
Measure performance of your total portfolio against your targeted goals
Always look at after-tax returns
Don’t forget to take inflation and expenses into account
14.Not Knowing When to Fire a Manager
When it comes to termination, investors frequently err in two ways: By firing managers they should keep and by keeping managers they should really let go. When affluent individuals make either mistake, it’s usually because they made a decision strictly “by the numbers”.
15. Not Having an Investment Management Consultant
An investment management consultant doesn’t manage your assets. Rather, he or she helps you create the strategic framework that is essential for the successful management of your assets.